Cancellation

I/We may revoke my/our Authorization at any time, subject to providing 10 business days notice to Payee before the next PAD is scheduled. To obtain a sample cancellation form, or for more information on my/our right to cancel an Authorization, I/we may contact my financial institution. Canadian customers can visitwww.cdnpay.ca.

Waiver of Pre-Notification Period

I/We expressly waive the right to receive written notice from the Payee of (a) the payment amount to be debited from my Account before the Payment Date of any PADs (including, without limitation, any variable amount or sporadic PADs) drawn on the Account or (b) of any change of Payment Date or amount of any PADs.

Confirmation Period

In the event this Authorization is deemed to be an Electronic Agreement (e.g., authorized by means of telephone, Internet, e-mail or other electronic means), Payee agrees to provide written confirmation of this Authorization at least three (1) business day before the first PAD is debited from my Account.

Sporadic PADs

The Payee is required to obtain due authorization from me/us for each sporadic PAD that the Payee issues against me/us. I/We acknowledge that a password or secret code or other signature equivalent may be issued for each such sporadic PAD and shall constitute valid authorization with respect to such sporadic PAD for the Processing Member to debit the Account.

Recourse

I/We have certain recourse rights if any PAD does not comply with this Authorization. For example, I/we have the right to receive reimbursement for any PAD that is not authorized or is not consistent with this Authorization. To obtain more information on my/our recourse rights, I/we may contact my financial institution. Canadian customers can visit www.cdnpay.ca.

Validation by Processing Member

I/We acknowledge that the Processing Member is not required to verify that a PAD has been issued in accordance with the terms of this Authorization.

Contract for Goods and Services

Revocation of the Authorization does not terminate any contract for goods or services that exists between me/us and the Payee. The Authorization applies only to the method of payment and does not otherwise have any bearing on the related contract for goods or services.

Rights of Dispute

I/We may dispute a PAD only under the following conditions:

the PAD was not drawn in accordance with the Authorization.
the Authorization was revoked.

I/We acknowledge that the dispute of any PAD is a matter to be resolved solely between me/us and the Payee.
I/We understand and accept the terms of participating in this PAD plan.
I/We further warrant and guarantee that the person whose signatures is required to authorize withdrawals from the Account have signed this Authorization below.

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